A personal loan is a short to medium term unsecured loan (no collateral) that you can use to meet current financial needs.Formally, for any urgent cash requirement, we prefer personal loan.
Why choose a personal loan?
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For one's own personal needs |
For a top-up |
For medical emergencies |
For wedding |
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For a vacation |
For home renovation |
For Balance transfer of existing loan |
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Features and Benefits:
- No collateral
- Simplified documentation
- Speedy processing and disbursal
- Better Interest rates
- Transfer your existing loans at special rates
- Transfer your balance outstanding in credit card at a very reduced rate
- Loan amount ranges from Rs. 50,000 to Rs. 40,00,000.
Eligibility Criteria :
- Any Indian national salaried employee, Salaried professionals and Government sector employees including Public Sector Undertakings and central and local bodies
- Individuals between 21 and 60 years of age
- Individuals who earn a net minimum monthly salary of Rs.15,000.
Documentation
- Duly signed application form
- Identity proof
- Present and permanent address proof
- Last 3 months salary slip
- Updated bank statement of salaried account
- Company’s ID proof along with Form 16
- Passport size photograph
Post-sanction documentation
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- Loan Agreement duly signed
- ECS Form and Security Cheques required for SI and ECS
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Interest rates and fees
| Interest rate |
10.99% onwards* |
| Loan Tenure |
1 year – 5 years |
| Processing fees |
Differs from bank to bank |
| Pre-payment charges |
Differs from bank to bank |
* The exact interest rate differs from bank to bank as well as on the basis of the loan amount, the loan tenure, your income level as well as your credit history.
Why us
- Our forte. Your benefit.
With the ultimate feature of comparing different personal loans, we handpick personal loan offers from several banks in order to cater your personalized needs.
- A - Z customer support
Our customer support team helps you to understand the complete process of availing personal loan and clear all your doubts regarding eligibility, offers, procedures, documentation, and repayment options. We deliver service to you at your doorstep atyour convenient time. Not just that, we even coordinate with the banks and follow up on your behalf.
Few special products :
- PENSIONERS : Because you took care of your family, we are here for you
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- Eligibilty – Minimum pension received should be Rs. 25,000 every month.
Max age should be 65 years.
- Tenure - Loan tenure is of maximum 3 years.
- Amount of loan - Loan amount ranges from Rs. 50,000 to Rs. 5,00,000.
- Additional documents: Life saving certificate is mandatory.
- Attractive rates of interest with minimal processing fees.
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- JAWAN LOANS : Because you fight for our country, we are here for you
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- Eligibilty – Army men under Central Armed Police Force i.e. CRPF, CISF, BSF, ITBP and SSB are eligible. Minimum salary should be Rs. 25,000.
- Tenure - Loan tenure is of maximum 4 years
- Amount of loan - Loan amount ranges from Rs. 50,000 toRs. 10,00,000.
- Additional documents : Original Serving Certificate is mandatory.
- Attractive rates of interest with zero processing fees.
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- DOCTOR LOANS / SALARIED PROFESSIONAL LOANS :
Because
you deserve it, we are here for you
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Eligibilty – Salaried Doctors, Chartered Accountants, Architects, Company Secretaries and Professionals are eligible to apply. The applicant should be atleast 25 years at the time of applying for a loan.
- Tenure - Loan tenure is of maximum 5 years
- Amount of loan - Loan amount ranges from Rs. 50,000 to Rs. 40,00,000.
- Additional documents :
Registration certificate and highest qualification certificate is mandatory.
- Attractive rates of interest with minimal processing fees.
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