In the year 2005, Barasat Anweshan started Microcredit program. Self Help Groups (SHGs) are formed each including 10 to 15 women members, majority belonging to Below Poverty Line (BPL) category. Financial assistance is being provided to each member who invests the amount towards Income Generation Activities (IGA). The repayment schedule is made easier for the beneficiaries. The progress came in storm and, at present, Barasat Anweshan is treated as the Messiah of the village people who always keep their eye of gratitude to their Prospero.

The result is rather hopeful. Our recovery rate never goes below 100% since inception. In the mean time the number of groups has been increased many folds. Both the lender and the beneficiaries maintain very good relationship. Actually we all belong to a same family.

Being free from co-lateral security, the borrowers have no problem to avail loan. Money is being disbursed at their doorstep. Repayment is also being taken so. The sphere of the purpose of loan is also broadening. This progressive move has changed the socio-economic scenario of the rural poverty trodden people.