1) Booking procedure :-

a) Started 100 days before of Journey
b) Closed 30 days before of Journey

4) Purpose:

Loan granted for travel purpose (Domestic /International) to cover travel cost hotel stay .visa, tax etc.

5) Loan Amount :

Upto 24,000/- in metro/urban centres and Rs. 10,000/- in rural / semi urban centres with a maximum of 12 times Net Monthly Income for salaried persons and One Yaear's Net Annual Income in case of others with a ceiling of Rs. 10 Lacs in all cases.

6) Repayment system:

• Salaried, self employed, traders 6 to 12 months
• Pensioners - within 6 months

7) Eligibility

Anyone who has sufficient earning to repay the loan from salary income in case of salaried persons

• Employees of Govt. / PSUs / lnstitution / profit making companies etc. minimum 2 yrs. of service, NMI minimum Rs. 6000/-
  
  
• Professional / self employed 2 years, standing upto 60 yrs. of age, NAI minimum of Rs.60,000/-
  
  
• Pensioners of PSU / Government / SBI upto 60 yrs, age.NMI minimum Rs.6000/-
  
  
• Agents of Insurance / KVP etc. 3 to 5 yrs. standing NAI>2 lacs.
  
  
• Traders / income tax assesssee (at least 3 yrs.) -cash flows to repay the loan amount with tangible security.
  
  
• Income from all sources may be added /spousdes income may be added as co-applcant / guarantor.